Terms & Conditions

1. Acceptance of Terms

By accessing or using the website and services of Carroll Insurance & Consulting LLC ("Company," "we," "us," or "our"), located at 459 N Gilbert Rd STE A211, Gilbert, AZ 85234, you agree to be bound by these Terms & Conditions. If you do not agree, please do not use our services.

2. Services Description

Carroll Insurance & Consulting LLC is a licensed insurance brokerage operating in the State of Arizona. We help individuals, families, and businesses compare and enroll in health, Medicare, dental, vision, life, and supplemental insurance plans. Our services are provided at no cost to the consumer — we are compensated by the insurance carriers.

We do not offer every plan available in your area. This website is not affiliated with or endorsed by any government agency, including the Social Security Administration, the Centers for Medicare & Medicaid Services (CMS), or the Department of Health and Human Services.

3. SMS / Text Messaging Terms

By opting in to receive text messages from Carroll Insurance & Consulting LLC, you agree to the following:

• Program: You will receive text messages related to insurance quotes, policy information, enrollment assistance, service updates, and/or promotional offers from Carroll Insurance & Consulting LLC.
• Message frequency: Message frequency may vary. You may receive multiple messages per week depending on your inquiries and account activity.
• Message & data rates: Standard message and data rates may apply. Contact your mobile carrier for details.
• Opt-out: To stop receiving text messages at any time, reply STOP to any message. You will receive a one-time confirmation and no further messages will be sent.
• Help: Reply HELP to any message or contact us at (480) 919-4148 or [email protected] for assistance.
• Consent not required: Your consent to receive text messages is not a condition of purchasing any insurance product or service. You may request a quote and receive services without opting into text communications.
• Supported carriers: Compatible with all major U.S. carriers. Carrier is not liable for delayed or undelivered messages.
• Age restriction: You must be 18 years of age or older to opt in to receive SMS messages from Carroll Insurance & Consulting LLC.

4. No Insurance Advice

The information on this website is provided for general informational purposes only. It does not constitute legal, financial, or insurance advice. You should consult with a licensed professional before making any insurance decisions. Submitting a quote request does not bind you to any policy.

5. Accuracy of Information

We strive to provide accurate and up-to-date information, but we make no warranties regarding the completeness, accuracy, or timeliness of content on this site. Insurance plan details, premiums, and availability are subject to change. Always verify details directly with the carrier before enrolling.

6. User Responsibilities

By submitting a form or contacting us, you agree to:

• Provide accurate and truthful information
• Not submit false or misleading information
• Use our services only for lawful purposes
• Not attempt to misuse or interfere with our website or systems

7. Privacy

Your use of our services is also governed by our Privacy Policy, which is incorporated into these Terms & Conditions by reference.

8. Limitation of Liability

To the fullest extent permitted by law, Carroll Insurance & Consulting LLC shall not be liable for any indirect, incidental, special, or consequential damages arising from your use of our services or reliance on any information provided. Our total liability to you shall not exceed the amount paid by you to us for services, if any.

9. Third-Party Links

Our website may contain links to third-party websites for your convenience. We have no control over those sites and accept no responsibility for their content, privacy practices, or accuracy.

10. Intellectual Property

All content on this website, including text, logos, graphics, and code, is the property of Carroll Insurance & Consulting LLC or its licensors and is protected by applicable intellectual property laws. You may not reproduce, distribute, or use any content without our prior written permission.

11. Governing Law

These Terms & Conditions shall be governed by and construed in accordance with the laws of the State of Arizona, without regard to its conflict of law provisions. Any disputes shall be resolved in the courts of Maricopa County, Arizona.

12. Changes to These Terms

We reserve the right to update these Terms & Conditions at any time. Changes will be posted on this page with an updated effective date. Your continued use of our services after any changes constitutes your acceptance of the revised terms.

13. Contact Us

If you have questions about these Terms & Conditions, please contact us:

Carroll Insurance & Consulting LLC
459 N Gilbert Rd STE A211, Gilbert, AZ 85234
Phone: (480) 919-4148
Email: [email protected]