Terms and Conditions
EFFECTIVE DATE FEBRUARY 2, 2026
Carroll Insurance & Consulting LLC (DBA Carroll Benefits)
www.carrollbenefits.com
(480) 919-4148
Welcome to Carroll Insurance & Consulting. Please read these Terms and Conditions carefully before using our website, services, or submitting your personal information through any forms on our site.
By accessing or using this website, you agree to be bound by these Terms. If you do not agree with any part of these Terms, please do not use our website.
Acceptance of Terms
By accessing this website or opting into communications from Carroll Insurance & Consulting LLC ("Company," "we," "our"), you agree to these Terms of Service.
If you do not agree, do not use our services.
Description of Services
Carroll Insurance & Consulting LLC provides health insurance consulting, quoting, enrollment assistance, and related advisory services for individuals, families, self-employed individuals, and small businesses.
SMS Communication Terms
By providing your mobile phone number and opting in, you consent to receive SMS text messages from Carroll Insurance & Consulting LLC for the following purposes:
Insurance quotes
Enrollment assistance
Appointment reminders
Policy updates
Customer service communications
Follow-ups regarding requested information
Message frequency may vary.
Message & Data Rates Dislosure
Message and data rates may apply depending on your mobile carrier plan.
Opt-out Instructions
You may opt out of SMS communications at any time by replying:
STOP to cancel
HELP for assistance
After you send STOP, you will receive a confirmation message and will no longer receive SMS messages from us unless you re-opt in.
Customer Support Contact Information
If you need assistance, contact us at:
Email: [email protected]
Phone: (480) 919-4148
Website: www.carrollbenefits.com
Carrier Liability Disclaimer
Carriers are not liable for delayed or undelivered messages.
Age Restrictions (18+)
Our services and SMS communications are intended for individuals 18 years of age or older. By using our services, you confirm that you are at least 18 years old.
Limitation of Liability
Carroll Insurance & Consulting LLC is not liable for any indirect, incidental, special, or consequential damages arising from the use of our services or website.
All insurance coverage is subject to carrier approval and policy terms.
Modifications
We reserve the right to update these Terms at any time. Updates will be posted on this page with a revised effective date.