Small Business Health Benefits

Simple, Flexible, Scalable

Licensed independent broker

Guidance on stipends, HRAs, and group plans

Clear roadmap as your business grows

No cost for our help

LogoLogoLogoLogoLogoLogoLogoLogoLogoLogoLogoLogoLogoLogoLogoLogoLogoLogoLogoLogoLogoLogoLogoLogoLogoLogoLogoLogoLogoLogoLogoLogoLogoLogoLogo

We compare all options side-by-side.

STIPEND/

REIMBURSEMENT

  • Fixed monthly budget per employee

  • Simple to start, flexible amounts

  • Best for very small teams or startups

HRAS/

ICHRAS

  • Tax-advantaged employer contributions

  • Employees choose their own plans

  • Scales as your team grows

TRADITIONAL GROUP PLANS

  • Employer-sponsored coverage

  • Predictable benefits structure

  • Ideal once headcount and budget support it

We do not offer every plan available in your area. Please contact Medicare.gov, 1-800-MEDICARE, or your local State Health Insurance Assistance Program (SHIP) to get information on all your options. This is a proprietary website and is not associated, endorsed, or authorized by the Social Security Administration, the Department of Health and Human Services or the Center for Medicare and Medicaid Services. This site contains decision-support content and information about Medicare, services related to Medicare and services for people with Medicare. If you would like to find more information about the Medicare program, please visit the Official U.S. Government Site for People with Medicare located at http://www.medicare.gov