Simple, Flexible, Scalable
Licensed independent broker
Guidance on stipends, HRAs, and group plans
Clear roadmap as your business grows
No cost for our help
STIPEND/
REIMBURSEMENT
Fixed monthly budget per employee
Simple to start, flexible amounts
Best for very small teams or startups
HRAS/
ICHRAS
Tax-advantaged employer contributions
Employees choose their own plans
Scales as your team grows
TRADITIONAL GROUP PLANS
Employer-sponsored coverage
Predictable benefits structure
Ideal once headcount and budget support it

We do not offer every plan available in your area. Please contact Medicare.gov, 1-800-MEDICARE, or your local State Health Insurance Assistance Program (SHIP) to get information on all your options. This is a proprietary website and is not associated, endorsed, or authorized by the Social Security Administration, the Department of Health and Human Services or the Center for Medicare and Medicaid Services. This site contains decision-support content and information about Medicare, services related to Medicare and services for people with Medicare. If you would like to find more information about the Medicare program, please visit the Official U.S. Government Site for People with Medicare located at http://www.medicare.gov